This
afternoon I was in the shower and missed a phone call. When I later looked at
my phone I saw that I had a voice-mail, so I called my voice-mail and
hear this very hard to understand man with a Middle Eastern accent who barely
spoke English, leaving a message for my husband saying that his name was
"Paul" and that my husband, "Better return the call today. If
refusal to return my call is your answer, then all I can do is wish you good
luck for what is about to happen to you."
OK...my first thought was annoyance, because
this guy was so hard to understand. Then I was confused as this is my
cell phone not my husband's. Why would someone trying to reach him, not call
his cell? Then I was angry about the threatening tone of this guy’s
message. That is not legit at all....the Fair Debt Collection Act
prevents harassment, threats, and does not allow legitimate companies to claim
to be attorneys or to claim that a crime has been committed.
So, I called the number. The same
hard to understand voice, "Paul" answered the phone..... (A *HUGE*
red flag on a scam.... even the tiniest of law offices in any small town, USA
have a secretary/receptionist). So, I ask why this guy is calling my
phone. He starts rambling and I cannot understand anything he is saying,
so I start to get really annoyed and stop him and tell him I am clueless as to
anything he just rattled off...he then slowly and deliberately clearly says he
demands to speak to my husband who is a "coward for hiding behind a
woman..." LOL!!! No joke, dude said just that!!!
So, I tell him, "well, if this was
something legitimate you would have my husband's information and would have
called HIS cell phone instead of mine, but since I am in a decent mood today, I
will be nice and take my phone and give to him." (My husband works
3rd shift and was getting ready to lay down and take his before work afternoon
nap). So, I go into the bedroom and loudly tell him, "George, this
rude little man wants to speak to you since you are a coward and are hiding
behind me", LOL so, George takes the phone and this guy proceeds to
rattle off to him without even verifying that the person he was speaking to,
was actually my husband. Another *HUGE* scam red flag. Privacy laws
prohibit legitimate companies from discussing personal business matters without
identity verification first. (Always remember that!!).
So, my husband stops him from his
rambling that my husband is totally unable to understand at all. He tells
the guy, "Look, you need to speak clearly so I can understand you...the
guy gets rude again and says that he is trying to work with my husband to
prevent hardship from happening in our lives due to a substantial amount we owe
his client.
My husband laughs and says, "Oh
really? Who the hell is your client and were is proof of this, because you're a
damn liar." See, We have no debts outside of some medical bills we
are making payments one per an agreement that WE called and set into place and
those payments are current and up to date....our house, his truck, my car are
all paid for in full and the only other bills we have are utilities and since
cell/electric/water/satellite/Internet are all up to date and service is on and
in good standing....there is no one that should be calling us for money.
This guy refused to give my husband the
name of his client but wanted to discuss a "settlement" he was
authorized and willing to offer. LOL!!! My husband to him to send us
a certified letter with information on this debt and the company we owe it to.
The guy kept going on and on about time being limited for this settlement
to be valid.
My husband started getting annoyed and told him
we were going to notify the authorities about this matter....and little idiot
then says, "Well, I am calling the authorities myself because your wife
threatened me." (So who is the coward here?? LOL). My
husband told him to do whatever the guy felt he needed to do and hung up.
He then told me that I supposedly threatened the guy, LOL...so I hit
redial on my phone, because frankly and honestly....I was just really ticked
off and wanted to play with this guy a little bit... and the same voice
answered and I said, "I am just curious....when and how did I threaten
you? " He said, "You did threaten me" and I said.
"How? Tell me what I said...” he just kept repeating “Yes you did."
So I got bored with him rather quickly and told him that when I was done
on this call, I would be calling Law Enforcement to file a scam report and then
I would be calling my state's attorneys general office and sending a full
report to the Federal Trade Commission as well. He said that he had
already filled papers with "The Warrenville Police Department” as well as
the State Court in Warrenville......both complete lies as yes, our phone
service comes up as "Warrenville, SC” but that is just the tiny little
town we live in....the law enforcement here is the Sheriff's Office from the
county we live in (which is NOT Warrenville) and we have no court houses in
Warrenville at all either. So, not only is this guy a scam artist he is
a lousy one at that...if you are trying to scam someone, you should at least
have correct facts.
So, I called the Sheriff's
Department and they had a Detective call me back to take some information.
After I explained to him why I called the
Sheriff's Office the Detective told me that this is indeed a scam...
This same number has been reported by other
residents in my county...including an elderly woman who recently lost her
husband....they called asking to speak to the deceased husband and when she
explained to them he had just passed away a couple of weeks ago, this horrible
man told her that she needed to take care of the debt her husband left behind
or she would lose her home and any valuable property. This poor woman
gave the guy her credit card info.
Thankfully right after she got off the phone
she felt uneasy about what had just occurred and called a relative who told her
to get off the phone and call her credit care company immediately...she did and
they instantly cancelled the card before anything had gone hit their system.
So, not only are these jerks scammers, they are cruel as well.
Not even an hour later my phone rings
again with the same number...I have added the number to my "decline"
list so when they call now, it will go off once then right to voice-mail.
When my phone singled the voice-mail was there, I called it and there is
a different male Middle Eastern voice saying "This is James Walker, I am
calling to warn George that he needs to return this call at once. If I do not
hear from him today I will be forced to execute action at him. If he refuses to
speak to me today, I can only wish him luck as action will be executed".....so
I am so angry and fed-up by this point. I once again call the number and when
the voice that left the last Voice-mail answered, I said, "Hello, James
Walker?" He says, " Who James...James is not here."
I said, "Look, you left a message on my phone not even five minutes
ago saying you were James Walker....no matter what you think about American
women, we are not stupid.
So, stop your lying" ...by now I am
beyond irritated, so I also said, "Anyway, why do you idiots always use
American names? You are no more 'James Walker' than I am Al Zahra, so just shut
up and stop playing games. I told you people when I spoke to your little friend
"Paul" less than an hour ago, that we owe no one any money....you
will not get a single penny from us, and to stop calling MY cell phone."
In the background I could hear "Paul's" voice making another
call....I heard him ask for Steven before "James" said,
"Look...we will keep calling you over and over every day until we speak to
George and get this handled" .....I said, "Oh now little man,
you so will not be calling my phone over and over harassing me. I will
send report after report until your number is shut down by the
authorities." He then interrupted me and said, "Close your
mouth and give the phone to George".....I YELLED into the phone, "You
idiots already spoke to him today, he is now sleeping, he's a real man and does
real work...he has nothing more to say to you either, Do not call this phone
again." , and I hung up.
I then Googled "American Law
Corp" and this is what I found....
American Law Corp. 0 Stars.
International Law Firms with offices in the Middle East, Asia, Africa and USA.
We specialize in representing international business and manufacturing
companies to open and manage their offices with legal and financial services
along with providing representative offices with address, phone, fax and full administration,
legal, financial services.
127 Saddle Trail, Westlake Village, California
91361
USA 805-497-1769
If you Google that address it comes up
as a single family, 6 bdrm, 2 Million Dollar house belonging to a man named
Edward Francis Medders....
Mr. Medders is also listed as the owner of a
Financial Consulting Company called: ALCorp N.A. Listed with the
same above address and phone number and the e-mail: americanlaw@usa.com
It is listed on the page: Iraq
Export-Import Trade and Business Directory under "Consultants" .
I tried to
call Mr. Medders to find out if he is associated with the NYC number....and all
you get when you call the 805-497-1769 number is a recording that says,
"Please leave a voice message for mailbox number 18054971769"
Considering that the scam callers are obviously middle eastern and Edward
Medders’ is the owner of a company that "consults" in Iraq and comes
up under the name AL Corp that is listed in a very expensive residential area
in California.. I am assuming that these idiots are actually over there and
Medders must give them American phones to use to scam people....when you
reverse search the 646-205-6658 number it only says 'New York City, NY"
no names, company info, no address, etc..... so this is just
very Shady anyway you look at it.
So, after all of this I start reading all of the complaints about this number
and the other they apparently use...646-205-6657....
I come across on from a guy named Jonah who
said when he demanded their business address, he was given this one:
271 Cadmin Plaza East, Brooklyn, NY
So, I google this address and it is for the
Historic Post Office and Federal Building in Brooklyn...
These guys are total idiots....if you are going
to give out a fake address, don't use one that is easily Googled and famous....
Finally....if you happen to get a call from this number or any other numbers
that you know, could not actually have a debt you owe that is past due and out
for collection, here is some information on how to handle it.
*DO NOT GIVE THEM ANY MONEY....ANY PERSONAL INFO....ETC....DO
NOT LET THEM BULLY OR INTIMIDATE YOU!*Do a bit of investigation....how I came
across the information that I have gathered so far, is just by entering the
area code and phone number in the Google's search bar...from there I started
reading and writing everything down so that I am able to get it all straight
for legal complaints.
Once you start digging, you will start finding
information that will lead you to names, address and phone numbers of possible
owners of the harassing phones and you just keep going ....you will start
seeing the puzzle pieces fall into place and everything will start adding up
and making sense.
*Every time they call, report it to your local
police....as mine said others in my area have made reports and that poor
elderly woman almost caused financial problems for herself because they bullied
her....so, the Police are going to issue a warning statement in the local
news.... so report to your law enforcement as well.
*Legit debt collection companies and actual law
offices will send a formal letter when trying to collect at debt. After
you receive the written request for payment/bill statement, THEN they may call
to try and get payment, but they will not threaten you...it is illegal for them
to use "strong arm collection practices"., and a legit company knows
that if you request they not contact you any further at your place of
employment, they must stop.
*I saw a couple of online scam reports that people have written about this
particular number....and some of them said when they asked for these scammers
to verify that they were calling the correct person, the scam artist used
information given to a payday loan company in the past....check your state
laws, In some states even a legitimate debt collection companies cannot
collect for payday loans....they are not technically legal companies in some
states to begin with and if it was an Online payday loan. Most of those
"businesses" are located in other countries and so they cannot
try to collect without coming to your local court to press charges, etc....as
for criminal charges.....you cannot have criminal charges filed against you for
forfeiting on this type of loan...read up on your state laws!!
I am armed and so prepared for them to call
again....I have names, addresses and phone numbers, complaint and report
numbers...a whole plethora of information that will get them flustered and they
will not be able to explain or justify. I am in a sick and demented way,
almost looking forward to the next call.
~Shea Clarke
May 20, 2015